The Coastlend Mission

Coastlend Mortgage is a company where the genuine care and well being of our clients is our highest mission. We pledge to provide the highest levels of customer service and the most competitive loan products to our clients. The Coastlend Mortgage experience instills confidence, builds trust, and fulfills our client’s dreams.

An Easy Home Buying Process

Our entire company is built around ensuring a positive customer experience and that begins with an easy application and fast loan approval. Our process is streamlined to make buying a home as easy and stress free as possible.

How It Works

Step One

Call our office or fill out our quick online application and one of our expert loan officers will contact you. This is part of the discovery process where we find out exactly what you’re looking for. Whether your purchasing or refinancing we will discuss your options, check credit, and shortly after will send a report with all the details of what you qualify for.

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Step Two

This is where we need your help. We will send you a list of documents needed to get your loan approved. The list will include things like W2’s, paystubs, and employment history. It’s critical that you get these to us right away. Once received we will underwrite your loan within 6 hours, and issue a High Priority Buyer pre-approval letter.

With this High Priority Buyer letter, you can fine tune your home search with confidence and demonstrate your purchasing power. Real estate agents and builders often give “priority” to High Priority Buyers as they help them select a home and your purchase offer is more likely to take priority position with the seller. Before you know it you will be packing and moving!

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Step Three

Your loan has already been approved with conditions so you’re way ahead of the game. Conditions are small items that need to be addressed before closing.  You will work directly with your loan processor to get these resolved. One condition is always an appraisal on the house, so we will get that ordered right away as to not cause any delays.
Once the loan conditions have been satisfied our underwriter will do a final review to make sure nothing is missing and then your loan will be ready for closing.

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Step Four

Closing is the last step in the loan process. This is when you sign the final documents and get the keys to your new home. We work with your closing attorney to ensure all the numbers are correct and let you know how much money you need to bring to the closing. We make sure you get to the closing table on time and happy. Buying a home should be a great experience, not a stressful one.

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