Even though mortgage regulations have changed it appears that the mortgage process has improved on the buyer’s end. A survey was recently conducted that showed 71% of recent home buyers rated their experience as either very good or excellent. This is a 10% increase over the last two years.  Many potential home buyers shy away from the idea of purchasing a home due to the daunting process. However, with buyers surveying that they believe the process has been getting easier, this could change the stigma surrounding home buying!

The view change of the buying process may be due in part to buyers being more reliant on their loan officers. According to Mortgage News Daily, “Twice as many consumers in 2015 said their Mortgage Loan Officer was their most valuable resource during the home-buying process.” Loan officers are a buyer’s best asset. A loan officer is a mortgage guru that can guide you through in the ins and outs of purchasing a home. If you work with a knowledgeable loan officer, you’ll have a much smoother loan process.

loan options

The great news is that loan programs are making it easier for low income and first time home buyers to purchase. Our 3% down NO PMI loan is one of the best around. No matter if you’re a first time home buyer or a seasoned one, on all primary homes you can put down as low as 3% and save with no mortgage insurance.

Coastlend’s Hometown Hero program gives back to the ones who help us! With low closings costs and your appraisal covered, it allows nurses, fire fighters, first responders, and military personnel to purchase a home without a problem.

Those are just a few of our loan options that have made getting a loan easier!  If you’d like more information on Coastlend’s loan programs, our amazing loan officers, or on the loan process, please give us a call at 843-388-5763 or apply now!