Interest rates continue to improve as the Congress fails to make headway on getting the government back up and running at 100%. Mortgage rates are at their lowest point in 3 months. Coastlend Mortgage’s current interest rates are 4.125% on a 30 year fixed loan with 1 point and 4.25% with zero points in South Carolina. That’s well below our competitors.  Will we see rates in the 3’s? Only time will tell. No matter where you are in South Carolina, Charleston or Columbia, it’s a great time to refinance or lock in your purchase interest rates if your closing in the next 30-60 days. Things could change quickly once Congress gets its act together.